Finance Care in India - Credit Card, Credit Score, Fixed Deposits

Nowadays, credit cards have become extremely popular as it allows an individual to pay for goods and services using the credit available against a Credit Card Offers . The amount used as credit is paid back the credit card issuer on a later that, if not then it will attract some sort of penalty charges. We have a plethora of credit cards available today across categories like travel, dining, movies, lifestyle etc. No card is good or bad, it depends on the lifestyle you own and the type of credit card you want. For example, the person who loves shopping would like to own a credit card which offers attractive discount and cash back offers while doing online shopping. And, if you are an avid traveller, then you would be looking for a travel credit card to maximize benefits on hotel and travel booking using your credit card. Let’s have a look at some of the best credit cards which you can apply for along with its benefits. 1) For shopping: SBI’s Yatra card and SimplyCLICK SBI Car...

Credit cards come with certain benefits and even earns you reward points for every transaction. This feature encourages you to hold a number of cards. But do you really know how to take maximum advantage of credit card benefits? Here are some tips to manage your credit card application and enjoy maximum benefits. 1. Make a budget and stick with it – Credit card might tend you to overspend and lead you in debt trap. So make a budget and limit your credit card spending to it. 2. Pay the bill in full and on time – Each month instead of paying just the minimum amount choose to pay the bill in full otherwise from next month the remaining balance will attract interest along with all further transactions. 3. Have multiple credit cards? Be careful! - With multiple credit cards, you must keep track of your payment dates. A better option is to put it on auto pay so that your credit card bill gets paid automatically and on time as well. 4. Use points wisely – Keep close t...